The coronavirus pandemic has most people wondering what will happen to home prices this year. While demand currently is stable, the big risk is employment. If the employment rate does not come back to pre-covid-19 l
The velocity of money is the rate at which people spend money; it is an important indicator of economic activity because it measures the relationship between money and spending. Thus, if the velocity of money falls,
What is an Emergency Fund? An emergency fund is an amount of money set aside to cover unexpected expenses such as an urgent car repair, home repairs, a medical emergency, or losing your job. It is a buffer that giv
What Is Clutter? Clutter is a crowded collection of things lying around in an untidy mass. It is a state of disorder that prevents people from easily finding what they need.Most people think that the exact meani
You can pay off debt fast, but to get there you’ll need a plan and determination. Most people want to get out of debt but aren’t sure how to get started.Here is an interesting statistic, I hope you’re sitting
House Hunting: Tips for First-Time Home Buyers + Checklists House hunting is the process of finding and viewing properties to buy your dream home. It sounds fun but the process is not always easy, especially for
For the coin savers out there, who doesn’t love Coinstar? I know I do.Did you know Coinstar charges a fee to be able to change your coins for cash? The first time I learned about this fee I wondered “I am changi
A 20% down payment isn’t realistic for most home buyers, especially for first-time home buyers.When I decided to buy my first home, I saved diligently about 12% of my annual salary for about three years; my goal w
How to Negotiate a New Car Price: How Much Discount Can You Negotiate?There is always room for negotiation when buying a new car. Car dealers know that so they expect you to negotiate.On my first year of business sc
What is MSRP? MSRP is an acronym that stands for Manufacturer’s Suggested Retail Price. This number is decided by the manufacturer, not the dealer to be used as the sale price offered to the buyer.MSRP is a
Most people see being able to retire early as a mirage only achievable by the wealthy; the truth if you play your cards right, you can retire by 50 or even 40.There is an entire movement, the FIRE movement (
Getting married is the ultimate celebration of love, pure and simple. Or, is it? Getting married is far more than the celebration of love. It’s a lifelong commitment to stand together for better or for wor
Buying a car is like going on a blind date. You won’t entirely know what you’ll get until you get there; the fact is more people get destroyed financially when buying a car than in any other transaction.
Money – We all want it, chase it, get it, spend it, and at the end of the month, we want more. Well, you’re in luck because it has never been easier to earn money without having to get a second job.