Home Affordability Calculator

Fill out only the active fields
This Home Affordability Calculator will show you how much house can you afford


your annual income (before tax)
Co-Applicant's Annual Income (before tax)
Family Gross Annual Income(Before tax)
Family Monthly Income (after taxes)

Monthly Housing Expenses

Property tax (Monthly)
Home Owners Insurance
Total Housing Expenses
Gross Debt Ratio

Max GDS Ratio Mortgage Payment

Monthly Debts

Car Loans
Credit-Card Payments
Line of Credit
Student Loans
Child Support & Other Obligations
Current Monthly Debts
Total Debt Ration (TDS)

Max TDS Ratio Mortgage Payment

Available Funds

Available Funds (for Down Payment & closing costs)
Estimated Closing Costs
Net Down Payment (after closing costs)
Choose Country

Financing (Mortgage Needed)

Target Price of House
Net Down Payment (after closing costs)
Percentage of Down Payment
Mortgage Loan (Before Mortgage Insurance)
Mortgage Insurance (if downpayment less than 20%)
Mortgage Loan (After Mortgage Insurance)
Terms of Mortgage (Years)
Annual Interest Rate

Calculated Monthly Mortgage Payment

The Rent Payment Method

How much are you willing to Spend on Mortgage Per Month

Target Price For Monthly Payment

Estimated Home Price

Mortgage Payment
Housing Expenses
Debt Payments
Net after housing expenses


Total Debt and Housing Expense
Monthly Income (After Taxes)

Estimated Home Price

Loan Amount

Down Payment

Est. Closing Costs